Lifetime Mortgages grounded in mutual values and focused on long-term customer outcomes.
Royal London Equity Release brings together the strength and heritage of Royal London with a clear commitment to responsible lending and product design.
Our approach is rooted in a holistic view of retirement, supporting you to help clients integrate later-life lending into broader financial planning. Backed by the UK's largest mutual life, pensions and investment company, we offer flexible Lifetime Mortgage products designed to deliver long-term value, transparency and trust.
With mutual values at our core, our leaders can prioritise customer outcomes, ensuring that you and your clients benefit from trusted products and dedicated support throughout the lifetime of the loan.
If you have already registered with us, you can use the “Login to Portal” button below to get quotes, check the status of a case or submit an application.
Alternatively, if you're new to us, principals of firms can register today.
Our place within Royal London reflects a long-term commitment to the equity release market, supporting advisers with trusted solutions for changing retirement needs.
We designed our Broker Portal to streamline the Lifetime Mortgage journey. With an integrated quote-to-application system, real-time case tracking and simple product selection, you can trust our in-house platform to guide you through each case with ease.
Our decisions are made by people who consider context, not just systems reviewing criteria. Where something isn't straightforward, our teams apply experience, judgement and discussion to ensure cases are assessed on their own merits.
We're backed by Royal London, which means that you and your clients can benefit from the credibility and security of a lender supported by a well-established name.
Our friendly team are just a call away. Whether you're seeking pre-application checks, portal support or product information, we'll ensure you're kept in the loop too, providing updates so you can stay connected with your clients.
Explore our product information pages to learn more about the Royal London Equity Release range, or visit our Helpful resources hub for guides, case studies and adviser materials designed to support your client conversations.
Our Customer Service Team care about helping your clients to feel comfortable, no matter their concern. Whether it's a quick check-in, or support through a change in circumstances, they will do what they can to make things clearer, easier and less stressful.
Clients get a 21-day rate lock from the moment you source a product, even before you generate a KFI. This gives them more time to reflect on their big decision, without the pressure of a tight deadline.
If your client is within 50 days of a birthday, we can apply a brand-new lending age rule. This could mean that they receive a better rate to take effect from their next birthday.
Clients who choose our Core Standard or Core Premier products can get a free EPC through our partnership with Vibrant, which will help them to understand their home's energy performance.
Stay informed with our latest articles, bringing you real stories, product developments and guidance from Royal London Equity Release and the wider later life lending market.
